City : Toronto, ON, CA, M5H1B6

Category : Business and Financial Operations

Industry : Finance

Employer : Scotiabank

Requisition ID: 175539

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

Purpose of Job:

The Manager, Business Intelligence, Retail Credit Risk, GRM will monitor and report on retail lending portfolios. Much of this will include creating dashboards and ad-hoc data pulls. As well, you will provide actionable insight to the Risk Management teams [Acquisition and Account Management] and business line partners. 

The role is highly technical and requires expert SAS, T-SQL, ETL, data analytics and BI tools skillset. The incumbent will deliver ongoing portfolio reporting and monitoring to senior management, as well as address ad-hoc data requests. 

Job Responsibilities:

Retail Credit Risk Portfolios Tracking & Data Management

• Use a variety of Business Intelligence analytical and reporting tools (ex. SAS, SQL, Power BI, Tableau) to provide dynamic reporting on key performance metrics to various stakeholders in GRM and business lines.
• Define and help implement system enhancements to process improvements
• Assist in developing and implementation of BI strategy and supporting BI architecture for GRM inclusive of developing a roadmap, scope and implementation plan to advance data analytics and reporting maturity
• Managing and driving changes to reporting based on feedback from the senior management team and functional leads
• Respond to AdHoc requests from executives and key stakeholders with a sense of urgency. Perform required data pulls, reconciliations to answer questions. Prioritization and working on more than one request at a time is often required. 
• Provide actionable insights and meaningful messages from the reporting to drive credit risk decisions. Able to tell a story by synthesizing vast amounts of data into coherent messages. 
• Proactively provide strategic analysis that will assist in optimizing risk rewards ratios and grow the portfolios.
• Collaborate with Acquisition, Account Management and Collections teams to provide measurement and reporting on strategic initiatives such as acquisition dynamics and quality, line optimization and collections effectiveness

Customer Focus

• Champion a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge
• Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions
• Using our data, continually develop and refine a more holistic customer view

Innovation

• Explore opportunities for using latest innovative analytics, Business Intelligence and ETL tools to showcase portfolio dynamics, derive insights and streamline processes
• Aim to move from descriptive to prescriptive analytics by focusing on key drivers of portfolio risk and profitability

Risk Appetite Framework alignment

Actively pursue effective and efficient operations of his/her respective areas, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook and the Guidelines for Business Conduct.      

Job Requirements:

• Bachelor's Degree in Math, Engineering, Computer Science or Statistics 
• 5+ years related experience
• Strong development experience with T-SQL, Stored Procedures
• Working knowledge of implementation of ETL processes
• Must be proficient with Excel, SAS,T-SQL, Python, Power BI, Tableau
• Strong communication skills essential with clients and management
• Strong prioritizing, planning, analytical, presentation, project management, people management and relationship building skills
• 2+ years’ experience in Retail Products would be a great asset
•  2+ years’ experience in Risk Analytics would be a great asset

Location(s):  Canada : Ontario : Toronto 

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.  

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.