Ville : Toronto

Catégorie : See posting

Industrie : Financial Services

Employeur : Coast Capital

Location(s): Greater Toronto Area; Greater Vancouver Area

Job Type: Full Time; 12-month fixed-term

myWork Program: Hybrid

Starting Salary Range: $65,800.00 - $71,000.00

Background Screening Requirement: 

• Enhanced Criminal Record Check
• Credit Check
• Identity Verification 
• Employment Verification
• References

Job Purpose

As an Enhanced Due Diligence Investigator with our team, you'll dive into the details that keep our Credit Union operations secure and compliant. Your careful analysis will range from evaluating member risk profiles to keeping our transactions transparent and in line with the meticulous standards set out by Anti-money laundering and Anti-terrorist financing regulations. Join us in this crucial role where your investigative skills will ensure that we know the important facts about our business partners, and help safeguard our community from financial crime risks.

This role is Hybrid Remote based out of our Toronto office (3610, 181 Bay Street, Toronto, Ontario) or Surrey office (9900 King George Blvd, Surrey, British Columbia). Currently the team meets in office 1-2 times per month based on business needs. 

Accountabilities

• Analyze financial transactions annually or an ad hoc basis to identify irregularities on high-risk members. Ensure the accuracy of risk assessment data and deploy advanced analytical tools to evaluate client risk effectively.
• Perform daily name screening of both new and existing members using subscribed software to identify Politically Exposed Persons (PEP’s), individuals/entities on the Canadian sanctions and Terrorist Designated Persons list and other persons that may be associated with financial crime. Conducts monthly OSFI Terrorist name checks and reports any findings to Senior Management.
• Conduct comprehensive background investigations on both new and existing members identified as high-risk members or identified via name screening and verify the accuracy of their information against various databases. Identify and assess high-risk individuals and entities via detailed screenings. Examine client histories for any financial crimes or suspicious activities to support the overall member risk rating.
• Prepare thorough reports outlining findings and conclusions from investigations. Document each investigative step and process and recommend actions based on the results. Maintain records of all investigative activities and their outcomes.
• Conduct thorough due diligence reviews on potential high-risk accounts to determine final risk rating. Detect gaps in existing procedures and recommend improvements to enhance due diligence. Monitor accounts consistently to uncover any issues and/or gaps to enhance the program.
• Provide de-marketing recommendations to senior management and, upon approval, manage the process including the identification and strategic disengagement of high-risk members, while collaborating with stakeholders and supporting front-line staff in membership closures.

Skills & Qualifications

• Bachelor's Degree or a diploma requiring 3 - 4 years of full-time study.
• Sound knowledge of regulatory requirements around AML/ATF and sanctions
• Certification in Anti-Money Laundering (CAMS or equivalent) would be preferred
• Minimum 4 years of current Job-Related Financial Crime Risk (Fraud, AML/ATF) or Regulatory Compliance Experience

Equity, Diversity & Inclusion at Coast Capital

Don’t meet every single requirement? At Coast Capital, we believe everyone has potential. We are committed to building better, brighter, more inclusive futures for everyone – including our employees. We see the potential in our employees to achieve amazing things and want to invest in your future. If you’re excited about this career opportunity and your experience may not perfectly align with every qualification in this job posting, we still encourage you to apply. You may be just the right candidate for this or other opportunities at Coast Capital.

At Coast Capital, we are committed to equity, diversity and inclusion. We strongly encourage applications from Indigenous Peoples, Black, and racialized persons, persons with disabilities, people of diverse sexual and gender identities and women. We value applicants who have demonstrated a commitment to equity, diversity and inclusion and recognize that diverse perspectives, experiences and expertise benefit of our employees, our members, and our community.

Coast Capital is committed to providing an accessible recruitment experience. If you are a candidate with a disability and require accommodation(s) during any stage of the recruitment process, please contact us at accessibility@coastcapitalsavings.com or 778-391-5836. This contact is intended solely for inquiries or feedback related to accessibility barriers, accommodation requests or alternate format requests. We will work with you to ensure your needs are met. You will only receive a response to inquiries related to these topics.