Manager, Financing Solutions
Ville : Ottawa
Catégorie : Temporary Full-Time
Industrie : Advisory services, Commercial banking
Employeur : National Bank
A career as a Manager, Financing Solutions within the Commercial Banking and Private Banking 1859 team involves acting as a commercial credit expert in close collaboration with Commercial Banking Relationship Managers.
The role focuses on credit analysis and financing structuring in support of SME and mid market clients. This position does not include client portfolio ownership or business development responsibilities.
The Role
- Perform high quality commercial credit analyses in accordance with Credit Centre standards.
- Structure credit applications, including financial analysis, cash flow assessment, debt servicing capacity, collateral review, and identification of key risks.
- Develop financing scenarios that meet client needs while aligning with the Bank’s risk appetite and credit policies.
- Participate in assessing client financing needs in collaboration with Commercial Banking Relationship Managers.
- Liaise with the Credit Centre to validate credit parameters and confirm the feasibility of proposed financing structures.
- Incorporate feedback from Relationship Managers on preliminary credit applications and ensure compliance prior to submission to the Credit Centre.
- Contribute to the preparation of credit documentation and maintain accurate and up to date client credit files in collaboration with account support teams.
- Act as a credit resource for internal partners and support knowledge sharing related to commercial credit.
- Identify risks inherent to sector activities and contribute to proactive risk management.
The Team
Within the Commercial Banking and Private Banking 1859 sector, the incumbent is part of a team of professionals that supports commercial clients by providing credit expertise to Relationship Management teams, without direct commercial accountability.
Prerequisites
- Bachelor’s degree in a relevant field, combined with a minimum of three years of experience in commercial lending or business credit analysis.
- Demonstrated experience in financial analysis and interpretation of financial statements.
- Solid understanding of commercial credit principles and debt servicing capacity.
- Strong attention to detail, organizational skills, and a proactive mindset.
- Excellent verbal and written communication skills.
- Fluency in both English and French required for the Ottawa market.
Your benefits
In addition to competitive compensation, you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.
* Health and wellness program, including many options
* Group insurance
* Generous pension plan
* Employee and Family Assistance Program
* Preferential banking services
* Opportunities to get involved in community initiatives
* Telemedicine service
* Virtual sleep clinic
These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family.
Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.
We're putting people first
We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.
We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?
Join us!
In addition to competitive compensation, you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.
* Health and wellness program, including many options
* Group insurance
* Generous pension plan
* Employee and Family Assistance Program
* Preferential banking services
* Opportunities to get involved in community initiatives
* Telemedicine service
* Virtual sleep clinic
These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family.
Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.
We're putting people first
We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.
We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?
Join us!